Emerson Realtors



Posted by Emerson Realtors on 5/27/2020


29 Abington St, Worcester, MA 01603

Single-Family

$239,900
Price

6
Rooms
3
Beds
2
Baths
Are you looking for a house to make a home? This is it! All it needs is a little TLC! 3 Good size bedrooms all with hardwood floors. Nice size yard perfect to sit and enjoy the sun. Large driveway with garage. Front and side entrances have enclosed porch. First floor has a nice open layout and natural light. There is beautiful woodwork and stain glass window heading to the second floor. This home is waiting for your personal touch!
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Categories: New Homes  


Posted by Emerson Realtors on 5/27/2020

This Single-Family in Auburn, MA recently sold for $479,900. This Colonial style home was sold by - Emerson Realtors.


6 Pondville Court, Auburn, MA 01501

Single-Family

$479,900
Price
$479,900
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
Welcome Home to 6 Pondville Court! Located in a highly sought after cul-de-sac neighborhood, this home has been lovingly maintained for several decades and has several updates throughout including a BRAND NEW SEPTIC SYSTEM. The first floor flows smoothly between the fireplaced family room, dining room and eat-in-kitchen, which boasts solid wood cabinetry, granite counters, a center island and stainless steel appliances. Additionally, there is a large formal living room and home office separated by French doors, as well as the convenience of a half bath. The second floor offers a large master suite with a walk in closet and updated master bath with a tiled shower stall and glass enclosure. Three more generous sized bedrooms and another full bath complete the second floor. There is a large updated two tiered deck overlooking water views that is ideal for entertaining, as well as an attached two-car garage! Future expansion potential awaits in the unfinished basement!

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Categories: Sold Homes  


Posted by Emerson Realtors on 5/26/2020


108 Paxton Rd, Spencer, MA 01562

Single-Family

$70,000
Price

5
Rooms
2
Beds
1/1
Full/Half Baths
Attention Investors and flippers. Property has been gutted and there are engineering plans that have been completed to raise the roof to add an additional 3' of height to 2nd floor, the stairs to basement and 2nd floor to be moved on plan for an open concept to also include a first floor half bath and laundry room. Septic plan is complete. Once rehabbed, property should sell between $215k and $225k. Since this is an accompanied showing have clients do a drive-by first before scheduling.
Open House
No scheduled Open Houses






Categories: Price Change  


Posted by Emerson Realtors on 5/21/2020


174 Rowley Hill, Sterling, MA 01564

Land

$170,000
Price

2.00
Acres
Residential
Land Type
Approximately 2 acres for sale in the quaint town of Sterling, MA. This corner lot is currently being used as a horse pasture with barn and fencing. Aprox. 260 feet of frontage on Rowley Hill Road. Land to be subdivided from current address at 174 Rowley Hill Rd and perced after an accepted offer.
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Tags: Real Estate   Sterling   01564   Land  
Categories: New Homes  


Posted by Emerson Realtors on 5/21/2020

Photo by Pixabay via Pexels

Thinking of buying a home in the near future? You're going to need a preapproval. This tells real estate agents that you're serious about the home-buying process, and it alerts sellers that you're a solid, low-risk candidate. Preapprovals aren't always easy to score, however. And if you're someone who's had a few credit issues in the past, you may need to improve your credit score before your dream of home-ownership becomes reality. 

Here's a checklist of best practices for prepping your credit to gain a preapproval:

Check Your Credit Reports

Before you ever approach a lender for a home loan preapproval, make sure you know what's on your credit reports. You're entitled to one free credit report each year from each of the three different reporting agencies:

Order credit reports for yourself and for anyone who will be a co-applicant on your home loan, and then scour your reports for inaccuracies. 

File Immediate Disputes Over Inaccuracies

Any discrepancies you find should be reported immediately. It's an easy process of reporting the issue to the credit bureau and waiting while they go back to the creditor to verify what you've claimed. In most instances, the inaccuracy will be removed within a week or two, though you may have to produce receipts as proof of payment. 

Contact Creditors to Offer Settlements

Make a list of old, unpaid debts that are valid and set aside the funds to pay them off, one by one. If you have cash-in-hand, call creditors and ask them to settle for a portion of the balance in cash. Some may be willing to work with you, others may not. But it never hurts to ask. 

Pay Current Bills On Time

Stay current on existing accounts. Make sure everything is paid on time, from credit cards to car payments, to ensure you don't lose points on your overall score while you're working toward credit restoration. 

Pay Down Your Debt-to-Income Ratio

Your debt-to-income ratio is an indicator of how responsibly you use your credit. The lower your ratio, the easier it will be to obtain a preapproval. Pay down big balances. The more credit you're able to free up, the more attractive you'll look to potential lenders. Prepping your credit to gain a preapproval is surprisingly easy, but it requires the funds necessary to pay off outstanding debts and to pay down current balances. 

Start early if you suspect there are items on your credit report that require fixing, and be patient as things circle back around. Credit repair is not an overnight fix, but with steady progress, it won't be long until you have a preapproval for your new dream home.




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